Is Rising Damp Usually Covered By Building Insurance?

I dont think so ,as dumproofers have to issue the actual guarantee ,when they complete a job.the thing is,when you have this job done and obtain a 30 year guarantee,then it fails ,say in ten years,would you use the same company to do it again??? as they did not manage to do it right in the first place?I had this problem in my old house and did it myself.I first put a product called synthaproof on the concrete floor and then I chopped off the bottom 4” of the wall,and synthaproofed that as well and screeded the floor with about 50 ml sand and cement.then I covered the upstand with 6” skirting .I had the bank’s surveyor checking it later and it was ok.

My home owners insurance once did. The new endorsement they sent me not long cover dry rot, or mold. I have Farmer’s Insurance.

No, if in any doubt ask Reginald Perrin.